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Poland is at the forefront of technological advancement in Europe in the implementation of modern payment and banking solutions, such as contactless payments, bank-branded pay-by-link payments, or sector-wide solutions such as the BLIK mobile payment service. The popularity of mobile and e-banking (with almost seven and 14 million active users, respectively) and contactless payments (currently used in over half of all non-cash payments) is driven by technological diffusion and customers’ openness to innovation, as well as high dynamics of development of Polish transactional banking systems. Implementations that stand out, in both European and global contexts, include instant (express) transfer systems, ‘pure online’ remote channels of financial product sales, personal finance management (PFM), and remote customer service systems such as video advisory services. [Continue Reading]

29 March marked the one year anniversary since Article 50 was triggered. The last 12 months have seen a number of key developments. Following the end of the first stage of negotiations in Brussels, there is now an agreement in place for the rights of EU nationals and their family members living in the UK. Last week saw the announcement that the UK and EU have finally agreed a deal on the transition period. [Continue Reading]

We just made it through that time of year the majority of law firms update their standard rate cards. They will send these out some time during the first quarter to let those clients who accept such things, often with a standard ‘discount’, know what their new rates became (past tense) effective 1 January. [Continue Reading]

Disruptive technology has been a favourite subject for more than a decade. It had quite an affect on decision making in businesses but the pace at which technological advances are made today makes disruptive technology even a hotter topic for all industries. [Continue Reading]

Who would have believed that what we had only seen in movies or we read about in our childhood would eventually become real in our lifetime?

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The regulation of messaging services (messenger apps) in Russia is an example of attempts to have new technologies regulated based on approaches and rules formed long ago and to make online activities follow to a large extent the rules set for the telecommunications industry.

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Cloud computing is a service of storage of information, database, networking software analytics, among others, provided through the internet or on the cloud. Generally, these types of services are paid for under a ‘utility model’ scheme, on a monthly basis by users, or based on the space used.

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The Trade Competition Act BE 2560 (2017) (TCA), effective 4 October 2017, repeals the Trade Competition Act BE 2542 (1999). The TCA aims to improve enforcement of Thai competition law by introducing a number of new measures, including transforming the TCC into an agency independent from any government department. [Continue Reading]